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Terms & Conditions


This Terms of Use document (“Terms”) governs all websites that we, Graduate Management Global Connection (India) Pvt. Ltd. (“GMAC”), own and operate including, but not limited to, www.mba.com/exams/nmat (“Website”). Contact Customer Support at NMATsupport@gmac.com with any questions regarding these Terms or any other GMAC policy.



All of the products, services, and information provided on the Website including, but not limited to, all of the page headers, images, graphics, text, logos, button icons, design, layout, software (including source code), sounds, music, video files, and data.


Use of copyrighted Content without authorization from the Content owner.

User Submitted Content

Any user communications made to or through a website. This does not include customer service requests submitted on the “Contact Us” page of a website. To add content to the Website, you must first register on the Website.

Your Rights and Responsibilities Our Rights and Responsibilities
Agreements, Notices, Disclosures, etc.

If you do not agree with these Terms, you may not access our Website, use Content, or provide User Submitted Content.

GMAC will upon your request, provide you with a copy of these Terms and any subsequent updates.

You agree that by using the Website you signify your consent to be bound by these Terms. It is your responsibility to read these Terms and check for updates on a regular basis.

All agreements, notices, disclosures, and other communications provided by GMAC to you electronically satisfy any legal requirement that such communications be in writing.

Your agreement to these Terms does not confer any rights, remedies, or benefits upon any person other than you and GMAC and you may not assign any rights under these Terms without the prior written consent of GMAC.

We reserve the right to modify these Terms and any other policies governing a website at any time, without notice. Modifications may be posted here, and you shall be responsible to check for such modified Terms periodically and will be deemed to be aware of and bound by any changes / modifications. If you do not agree to the modified or amended Terms/ policies governing the Website / the Content, you must discontinue the use of the Website and the product / services provided pursuant thereto.


If GMAC is acquired or otherwise restructured, the Terms of this agreement shall remain in force and the responsibility for, and benefits of, these Terms shall be passed to the new organization responsible for the Website(s).

Should any provision of the Terms be held to be void, invalid, unenforceable, or illegal, in whole or in part, by a proper legal authority, such invalidity or unenforceability shall attach only to such provision or part of such provision and the remaining part of such provision and all other provisions of the Terms shall continue to remain in full force and effect.

The Terms shall be governed by and construed in accordance with the laws of India. You hereby agree that courts of Gurgaon shall have exclusive jurisdiction for any and all disputes arising out of the Terms.

Payments, Refunds, and Cancellation


If you do not agree with these Terms, you may not access our Website, use Content, or provide User Submitted Content.

Problem with an order or payment

Please email us at nmatsupport@gmac.com


Refunds initiated will be credited to the account/card from where the transaction had initiated. Refunds are limited to remediating payment processing errors or as otherwise expressly permitted in the NMAT by GMAC™ Exam Terms and Conditions or the End User License Agreement of any product or service offered by GMAC.


Access to Website(s), Content, and User Submitted Content

You may view, access, and contribute to Content on the Website, but only for your personal, non-commercial use.

In the event of conflict between the existing Terms / Content and the modified Terms / Content, the modified Terms / Content shall prevail.

If you are notified that your access to the Website has been terminated, you must no longer attempt to access the Website, use the products, services and Content provided through the Website, or submit content on the Website.

We reserve the right to terminate your access (including terminating your login and password) and block your access to the Website if you act in violation of these Terms, or any GMAC policy, at any time, in our sole discretion, with or without notice, and without any liability.

You will only use the Website or Content, or provide User Submitted Content in accordance with:

  • These terms
  • Applicable laws, orders, or regulations; and
  • The rights of other individuals including privacy, publicity, or other personal rights.

By using this website, you expressly authorize GMAC to use your name and photograph in any of its promotional communication such as newspapers, advertisements, leaflets, banners, brochures etc. By registering with GMAC and by submitting User Submitted Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable and fully assignable and sub-licensable right to use, reproduce, modify, adapt, publish, translate, edit, reformat, create derivative works from, distribute and display your User Submitted Content throughout the world for any purpose and in any media (including for advertising or other commercial use).

You will only provide User Submitted Content that does not contain personally identifiable information about other persons, including but not limited to their phone number, contact information or email address, or information that could result in an invasion of their privacy or un authorized access to their personal information, in breach of any applicable laws.

By using this website and by submitting User Submitted Content, you understand and agree that GMAC reserves the right to publish your content or authorize or license others to do so, and GMAC and / or such other persons authorized by GMAC, reserve the right to edit the User Submitted Content for length or clarity or for any other reason either before or after it is published.


Laws and Regulations

If you choose to access this website, and its Content, you do so on your own initiative and are responsible for compliance with applicable local laws or regulations.

All websites and Content are protected by Indian and international copyright laws, as may be applicable to such content.

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of data or information exported from India or the country in which you reside.

GMAC makes no representation that the Content provided on the Website is appropriate for use in all locations, or that the Content provided is available or appropriate for sale or use in all jurisdictions.

You further agree not to upload to the Website any Content that cannot be exported without prior written government authorization, including, but not limited to, certain encryption software. You are also responsible for complying with any local laws in your country that may impact your right to import, export, or use any services provided on the Website. These assurances and commitments shall survive any termination of the Terms and your use of the Website.

GMAC has rights to or has been licensed by third parties to use all of the Content. All Content is subject to trademark, service mark, trade dress, copyright, and/or other intellectual property rights or licenses held by GMAC. The entire Content and our Website is protected by the laws of India and other copyright laws, as applicable, and GMAC owns a copyright in the selection, coordination, arrangement, and enhancement / improvements to and of the Content.

Site Link Terms: If you would like to link to the Website, you may only do so on the basis that you link to, but do not replicate the homepage of the Website, and subject to the following conditions:

  • You do not create a frame or any other browser or border environment around this Website;
  • You do not in any way imply that GMAC is endorsing any products or services other than its own;
  • You do not misrepresent your relationship with GMAC nor present any other false information about GMAC or its products;
  • You use GMAC trademarks only in accordance with this website’s Trademark and Copyrights pages;
  • The Website, blog, or other location where you provide the link does not contain content that is distasteful, offensive or controversial, infringes any intellectual property rights or other rights of any other person or otherwise does not comply with all applicable laws and regulations.

GMAC expressly reserves the right to revoke licenses granted for site links for breach of the Site Link Terms and to take any action it deems appropriate. You agree to fully indemnify GMAC for any loss or damage suffered by GMAC for breach of these terms.

These Terms shall not affect or override any other written agreement which you have with Graduate Management Global Connection (India) Pvt. Ltd.

For further information regarding Trademarks and Copyrights, please visit our Trademarks and Copyrights Center at gmac.com/about-us/trademarks-and-copyrights

Claims, Guarantees, and Liabilities

You specifically waive any claims you may have arising out of your use of the Website.

GMAC websites and their content are provided to you on an "as is" and "as available" basis without warranties of any kind

You expressly agree that use of the Website or Content is at your own risk. Any Content downloaded or otherwise acquired through the Website is obtained at your own initiative and you are solely responsible for any damage to your computer system or loss of data resulting from such Content.

GMAC makes no representations or warranties that use of the website will be uninterrupted or error-free.

You are responsible for taking all precautions necessary to ensure that any content you obtain from or provide to the website is free of viruses, trojan horses, worms, time bombs, bots, and other computer programming routines or engines that are intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or information.

In no event will gmac or any of its directors, officers, employees, representatives, affiliates, or agents be liable to you or any third party for any punitive, consequential, direct, incidental, indirect, special, exemplary, or similar damages even if advised of the possibility of such damage.

You acknowledge that neither gmac nor any of its directors, officers, employees, representatives, affiliates, and agents, nor any other party involved in creating, producing, or delivering any content on the website makes any guaranties or warranties, expressed, implied, or statutory, with respect to the website and / or content or any other matter, including, without limitation: warranties regarding the accuracy or completeness of any content, warranties that the content will be free of errors; or, warranties of merchantability or fitness for a particular purpose or infringement of third-party rights.

GMAC and its directors, officers, employees, representatives, affiliates, and agents shall not be liable to you for any loss, cost, damage, or other injury, of any kind whatsoever, whether in contract, tort (including negligence), or otherwise, arising out of or caused in whole or in part by: (1) your use of, inability to use, or reliance on any part of a website or content; (2) any errors or omissions in any part of a website or in any content on the website; or (3) gmac or any other person's performance of any obligations under or in connection with the terms and conditions.

Without limiting the foregoing, if GMAC or any of its directors, officers, employees, representatives, affiliates, and agents is found liable to you for any claims or matters arising under or in connection with these Terms, our aggregate and maximum liability for all such matters and claims shall not exceed the total amount paid by you to GMAC, if any, for the specific service or product giving rise to such liability. GMAC shall not be liable for damages relating to loss of profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, damages that are not reasonably foreseeable or punitive damages.

Some jurisdictions do not allow the limitation or exclusion of liability for certain damages, in which case the liability of GMAC and its directors, officers, employees, representatives, affiliates, and agents shall be limited in accordance with these Terms to the fullest extent permitted by law.

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