GMAC® has a number of key service providers that fulfill services on mba.com, for the GMAT® program, and for survey research. Each of the following service providers is subject to our strict confidentiality requirements:

• GMAC® test registration, customer service, test administration at test centers worldwide, and official test score reporting vendors: Pearson VUE, a business of NCS Pearson, Inc. For test takers prior to January 3, 2006, other than selected test takers who participated in the 2005 Limited Summer Test: ETS® and Prometric®.
• Test development vendors that also provide certain scoring services: ACT, Inc. For test takers prior to January 3, 2006, other than selected test takers who participated in the 2005 Limited Summer Test: ETS®. 
• Vendor for mba.com store: The mba.com store is hosted by our e-commerce service provider, Digital River, Inc. If you purchase mba.com products or program materials, your information, including full name, address, phone number, e-mail address, shopping cart data, and payment information, will be transmitted to or collected by Digital River, Inc. For customer service purposes, Digital River, Inc., will provide GMAC® with your full name, address, e-mail, and a list of the items purchased.
• Information technology (IT) vendors used to develop new and modify existing applications, store information, host our Web servers, and provide other IT-development assistance.
• Survey research vendors: If you consent to participate in GMAC® survey research, you may receive invitation(s) on behalf of GMAC® from our vendor, iTracks.

GMAC® has a number of key strategic partners that share our commitment to creating access to graduate management education. Each of the following GMAC® strategic partners is subject to our strict confidentiality requirements:

• Schools that use the GMAT® test, scholarship-granting organizations, and strategic partners: These include business schools and other organizations that have agreed to strict terms-of-use agreements concerning your personal information. They will only receive your information if you voluntarily opt in for the GMASS® search service in your mba.com profile or after you complete the test at the test center. These organizations are required by GMAC® to provide you with a chance to opt out in the event you decide you do not want to be contacted by them. If you would like to obtain a list of participating GMAT® using schools or scholarship-granting organizations, or wish to report not being able to opt out, please contact webmaster@gmac.com.
• GMAT® score recipients: Institutions that accept GMAT® scores and that are selected by a test taker to receive his or her scores will receive the scores and certain personal data, including contact, background and demographic information and any test-taker digital photograph collected at the test center, if the institution has elected to receive that information.
• Financial Aid Information: If you consent to receiving financial aid information in your profile, we may share some of your personal information, including contact, background, and demographic information with a financial aid provider who may contact you directly. 

GMAC® is a global organization. GMAT® test takers, GMAC® survey research participants, and other users of mba.com who provide their personal information consent to their information being processed and controlled in the countries in which the data is collected, and then transmitted into and out of the United States, which is the primary processing location for GMAC® and its service providers. Also, because a GMAT® test taker's score report is sent to the recipients that he or she has selected, the test taker consents to his or her personal information being transmitted to such recipients, which may be located in a country that does not provide for a level of data protection that is equivalent to the one in his or her home country. Those who opt in to the GMASS® search service likewise agree that their personal information may be transmitted to countries that do not provide for a level of data protection that is equivalent to the one in their home country.

GMAC® may provide access to personal information as required by law, in order to comply with requirements in a judicial or other governmental proceeding (for example, a court order, warrant, or subpoena) or in instances where we determine that it is necessary in order to detect or prevent fraud or other unlawful activity.

Some GMAC® Web pages may contain links to the Web sites of our strategic partners, as listed above. The privacy policies of these third-party web sites may be different from our privacy policy and GMAC® is not responsible for the privacy practices or the content of such sites. We recommend that you carefully read the privacy policies of each site you visit.

Questions regarding this statement should be directed to our chief privacy official at privacy@gmac.com.

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GMAC®, GMASS®, GMAT®, Graduate Management Admission Council®, and Graduate Management Admission Search Service® are registered trademarks of the Graduate Management Admission Council® (GMAC®). Click to Verify TRUSTe logo and TRUSTe® are registered trademarks of Trusted Universal Standards in Electronic Transactions, Inc. Digital River® is a registered trademark of Digital River, Inc. Educational Testing Service® and ETS® are registered trademarks of the Educational Testing Service® (ETS®).  Prometric® is a registered trademark of Thomson Prometric.